Hello YouTube. Welcome back to the channel or if you're new here, I am Silver Shepard and I discuss anything and everything gold and silver related. And at the moment I'm filming this video, silver is hovering around $81 an ounce. And for many individuals in the stacking community, this is something we've been anticipating for years to witness. Silver has been running wild the past year to date, but it's finally beginning to cool down. So, now is the ideal moment for the big question, and


that's how much silver should you actually possess? Because if you're new to stacking, it can feel puzzling. Some people say you only require a small amount of silver as insurance. Others say you should accumulate thousands of ounces. So, what's the proper number? In this video, we're going to break that down in a very simple to understand way. We're going to discuss how much silver you should own based on various factors, how to actually determine your personal stacking number, what types of silver


make the most sense for retirement, and why silver stacking can play a significant role in long-term financial success. So, if silver is setting records, and you're wondering whether you're stacking enough, let's talk about it. And one of the biggest errors people make is believing that there's a single correct number because there isn't. The quantity of silver someone should possess depends on several factors like income, net worth, age, investment goals, risk tolerance, and how much you


trust in precious metals in the first place. So instead of concentrating on one number, it's better to think in ranges or objectives. So let's go through some common stacking levels. For many people, 100 ounces of silver is the first true milestone. At today's price of $81 an ounce, that's about $8,100 worth of silver. And that might sound like a lot, but compared to most investment portfolios, it's actually a fairly small allocation. The reason 100 ounces is significant is because it


gives you a physical position in real money. You're no longer just observing silver. You actually possess it. And for many individuals, 100 ounces acts as financial protection. Silver is not designed to replace your entire portfolio. It's simply something tangible that you hold outside of the financial system. The next most typical level is 250 O. And at $81, that's slightly over $20,000 worth of silver. This level usually means someone has moved beyond casual stacking and started approaching it more seriously. At this


level, you usually have solid diversification within the types of silver that you possess, including rounds, bars, and government coins. 250 ounces is a strong position for someone who believes silver will continue climbing over the long term. So, now we start getting into what many stackers consider a serious silver position, and that's 500 ounces. And at $81, that's about $40,500 worth of silver. And at this stage, silver becomes a genuine portion of your overall net worth. This level is common


among people who believe silver is both a long-term hedge and a potential investment opportunity. Many people who reach this level begin considering retirement stacking. So next, we're talking about the 4 figure stack, and that's 1,000 ounces. And at today's price, that's $81,000 worth of silver. And that's a serious asset. Many longtime stackers see 1,000 ounces as a lifetime objective. And this is because if silver ever experiences major price movements like we've seen going back up


to $120 or reaching things like $150 or $200 an ounce, 1,000 ounces becomes extremely valuable. For example, if silver is at $150 an ounce, $1,000 becomes $150,000. That's why people gradually build stacks over a long period of time. So lastly, we have the 2,000 ounce plus level. And beyond this point, stacking becomes more of a personal strategy. Some people aim for 2,000 ounces and some aim for 5,000. Some stack until they reach a percentage of their total net worth. And that brings us to something important.


Instead of concentrating only on ounce numbers, many investors focus on portfolio allocation. So, how do we determine your personal silver stacking numbers? There are two common methods for this. Method number one is percentage of net worth. One popular strategy is allocating five to 20% of your overall net worth to precious metals. So, let's look at a few examples. If someone has a net worth of $100,000, 5% is $5,000 in metals. 10% is $10,000 in metals and 20% is $20,000 of metals. And at $81 an ounce, $10,000 would equal


roughly $123 of silver. And that means someone following a 10% metals allocation might stack somewhere around 120 ounces. If someone has a $500,000 net worth, 10% metals would be about $50,000. And at $81 an ounce, that's 617 ounces of silver. And this is why everyone's number looks different. That's completely connected to your overall financial situation. So method number two is monthly stacking. Another way to build your stack is simply by buying regularly. And this is what many stackers do. For example, if someone


buys 5 ounces per month, that equals 60 ounces per year. And after 10 years, that's 600 ounces of silver. So whether you can buy one, two, three, four, or 5 ounces of silver, as long as you purchase consistently, you will end up with great results in the future. The great thing about stacking slowly is that you average out price fluctuations. Sometimes you'll buy high, sometimes you'll buy low, but over time your stack grows. Method number three is the retirement target. Some stackers work


backwards from a retirement objective. For example, let's say someone wants $100,000 worth of silver in retirement. If silver were hypothetically $150 per ounce in the future, they would need around 667 ounces of silver. So, they might set a target of 700 ounces and gradually stack toward it. So, now that we've covered your numbers and what you should be aiming for, let's talk about something that's extremely important, and that's what types of silver you should actually stack. Because not all silver products


are created equally if you're stacking for retirement. Most stackers focus on three main categories. That's rounds, bars, and government coins. And each one has its own purpose. Silver rounds are one of the most costefficient ways to stack silver. Rounds are privately minted coins that usually contain one troy ounce of 0.999 fine silver. The biggest advantage is the low premiums. When silver is $81 an ounce, rounds might sell for only a few dollars above spot. That means you're getting maximum silver for your money.


And that's very important when you're building your foundation. Rounds are excellent for building bulk ounces, stacking efficiently, and long-term storage. If your goal is reaching large ounce numbers like 500 to 1,000 ounces, rounds are extremely useful. Next up, we have bars and more specifically 10 oz bars because these are favored among stackers. They strike a very good balance between efficiency, storage, and liquidity. Instead of holding 10 individual coins, you have one bar containing 10 ounces. That makes storing


silver much easier. 10 bars also tend to have lower premiums per ounce than 1oz coins. Many retirement stacks end up containing a lot of 10 bars because they are compact, recognizable, and very easy to sell. And last, but not least, we have government coins, and they're the most recognizable form of silver. These include coins like American Silver Eagles and Canadian Maple Leafs. These coins usually carry higher premiums, but they come with some advantages. First, they're governmentbacked. Second, they


are recognized all over the world. And third, they have some of the best liquidity out of any coin available. If you ever need to sell silver quickly, government coins are usually the simplest option for this. Because of that, many stackers like to keep a large portion of their stack in government coins. So, let's discuss why we stack for retirement. Because this is the bigger picture of it all, and there are several reasons for it. Number one is inflation protection. Over long periods of time, currencies lose purchasing


power. A dollar today simply doesn't buy what it once did. Silver has historically acted as a store of value. While the price can fluctuate in the short term, over long periods of time, it tends to reflect inflation and monetary expansion. This is one reason many people like holding hard assets alongside stocks and real estate. The next reason why we should stack it is for diversification. Most retirement portfolios are heavily invested in things like stocks, bonds, and real estate. Silver is something completely


different. It's a physical asset outside the financial system. That doesn't mean replacing other investments. It just means balancing them with metals. The third thing is the limited supply. Silver is also interesting because it's not just a monetary metal. It's heavily utilized in industry. Silver is used in things like solar panels, electronics, electric vehicles, and medical technology. Silver has both monetary demand and industrial demand. Some investors believe this combination could


lead to long-term price growth, which is very important if you look at silver like an investment opportunity. Another big reason people stack silver is simple. You can hold it in your hand. In a world full of digital assets and electronic accounts, physical metals give people a sense of security. Your silver doesn't rely on a brokerage account, a bank, or a password. You possess it directly. You have direct access to it without relying on anyone else. So, let's quickly summarize everything we just discussed. We're


sitting around $81 an ounce. And with prices moving around highs this past year, people are largely wondering how much they should possess. And there isn't a single perfect number. Instead, most stackers focus on milestones like 100 ounces, 250 ounces, 500 ounces, and 1,000 ounces. The right number for you depends on things like your income, your goals, and your overall portfolio. And to determine your personal stacking number, you can use methods like allocating a percentage of your net worth. Stacking consistently each month


or setting a retirement objective. When it comes to what silver to stack, the most common choices are silver rounds for low premiums, 10oz bars for efficient storage, and government coins for recognizability and liquidity. And the reason people stack silver is because it can offer inflation protection, diversification, industrial demand exposure, and tangible wealth. So, at the end of the day, silver stacking is a long-term strategy. It's not about getting wealthy overnight. It's often said that silver is a


marathon and not a sprint. It's about gradually building a position in real tangible assets. Some people stack 100, others stack 1,000, and some stack even more. The important thing is building a stack that makes sense for your situation. Because when you look back 10 to 20 years from now, you probably won't regret owning real silver. But you might regret never beginning. If your priority right now is not chasing returns, but protecting what took decades to build, I've put together a private road map


linked below. If your priority right now is not chasing returns, but protecting what took decades to build, I've put together a private road map linked below.