hey everyone welcome to bald guy money it is an absolute pleasure to be talking about one of the most important topics in silver and gold stacking today and that is when is the best time to sell my stack and what should I do with the money so today I am going to share with you how I personally measure selling opportunities for gold and for silver and tell you what rare event I am waiting for that will trigger me to personally sell my gold and silver stack and why I am planning on converting it into real estate and how you can do it


too this will include a silver and gold stack Target so you know exactly how much gold and silver you will need to pull this off and my numbers apply not only to us viewers but also to International viewers and just before I start please leave a like if you want to make some noise for the YouTube algorithm to let them know that you think this topic is important so selling a stack of metals is a once a maybe twice in a lifetime event it's not something that often makes very much sense because if you're like me the


whole idea of stacking gold and stacking silver is to have a hedge not only against inflation but also a hedge Against The Current financial system as it exists today and that means two things that if you're in the metal stacking game you have to be prepared to hold for long periods of time in order to fully reap the benefits and it also means that every so often a small window of opportunity appears where you can convert your hard monetary assets into real estate so let's talk about how to identify that opportunity


right now as always my Approach is not based on feelings it is not based on emotions it is based on math and that is why I have built yet another tool to identify when the best moment to convert your Metals into real estate is now before I share the results of that tool the output of that tool I want to quickly share with you the logic and the methodology behind this approach and the first thing I want to explain are the three reasons why I plan on converting my silver and gold into real estate


the first reason is that I believe in owning hard assets and real estate is the hardest asset out there if I'm selling my stack I am not exchanging it for paper it has to be something real something that is a hedge against inflation and can be counted on to appreciate in value which is reason number two of why I'm choosing real estate the third reason is that the type of property I am looking at can be rented out to generate passive income something that gold and silver cannot typically do and with that passive


income collected in cash I can actually rebuild my gold and silver stack and in a moment I'm going to tell you actually how long it will take with numbers in addition to that it also gives me the flexibility to improve the quality of my life in other areas just in case I don't want to invest 100 of what I'm generating in rent back into precious metals now to identify the right moment I have compiled silver gold and housing price data since 1987 and have applied a simple formula you can see it here to


determine a historical ratio between the price of metals and housing to identify exactly where the opportunities have been in the past and also use this ratio to figure out how much gold and silver I will actually need to purchase the property that I'm targeting and I will also give you that number in a moment please remember what we are looking to identify is a blow off top moment for Metals versus Real Estate so that's why I use the annual high price in my analysis as opposed to the average


closing price for gold and silver and the reason I divide the gold number by 20 is because I stack more silver than gold in weight terms like most stackers and I wanted to account for that as well as make sure gold wasn't the main measure against Real Estate due to its higher price versus silver one additional note before we get to the results and to manage everyone's expectations on what I'm talking about the rental property purchase price I have assumed is 35 of the median U.S house cost in today's dollar terms that


is 165 000 and that dollar figure doesn't actually have anything to do with the amount of metal you will need to purchase this property so don't turn the video off yet please I just wanted to make sure it was all clear that we're not talking about the house you see on the left in this image we're talking about a modest house like the one you see on the right on a small piece of land and for European and Australian viewers likely a small apartment in an urban setting up to 40 meters squared


and just to be sure that my numbers were realistic I checked listings online for the following cities to confirm that I was being realistic as well as help you all out there understand that I'm not talking about downtown Manhattan real estate so now to get to the results and for anyone who wants to access the full data as well as the tool I've put together that is actually available on my patreon right now linked to my patreon in the description of this video as well as in the pinned comment and for the purpose


of this video I think it's best to focus on the period between 2007 and 2012 when the world was dealing with the Fallout of the global financial crisis prices of metals ran up the price of real estate fell like a stone and real money became fashionable again as the Federal Reserve started quantitative easing because those are the conditions I am personally waiting to see repeated a real Market crisis triggered by credit defaults and money printing and based on my calculations the best time to sell your medals is going to be


when the output of the equation I shared earlier goes below 2 000. something that has only happened in two of the last 37 years which has also been a major indication of when metals have maximum value versus Real Estate and as you can see in the text box below the table today we are at 3841 which is a little bit lower than the 37 year average of 4 500 and that is driven by the higher price of gold that we're seeing right now but still a long ways off from pushing me to sell my stack for Real Estate


and now to the part that you're probably all most curious to see how much metal is it actually going to take to purchase such a property when the price of real estate Falls and we experience another blow off top on Metals well according to my numbers you will be able to buy a passive income generating real estate in line with the criteria I mentioned earlier with around 25 ounces of gold and 1 000 ounces of silver which at today's prices costs about 68 500 what's more is that if that property that you


buy yields a six and a half percent annual return you will be able to build the entire stack back in about 15 years whilst still owning the house even if prices of metals don't come back down to earth and in the event that Metals actually find an equilibrium point versus Real Estate the odds are likely that the price of metals versus Real Estate would actually come down meaning that the yield that you would be getting from the real estate you purchased would actually enable you to rebuild your stack much sooner than in


15 years as the price of metals actually comes down versus Real Estate now I know for some of you this may seem like an impossible Target to reach and for those of you who feel that way I suggest to just focus on an earlier video I did which says especially for stackers who are just getting started to focus on getting five ounces of gold and 200 ounces of silver that Target is still a great Target for you to shoot for but for those of you who are looking to go beyond that and have been lacking a real plan on what to do or when to


sell your stack of metals I really hope that you found this content and my personal plan of what I'm going to do useful and please share your thoughts with me in the comments section I'm very interested to hear what you all have to say on this very controversial topic now to our viewer question for this video and it comes from a new viewer who calls himself John Johns and he asks what kind of silver should I buy and what if we go to war with China so thank you John Johns for your question and now to


answer it when it comes to what kind of silver I am personally buying right now I am as I've mentioned in past videos focusing on reputable bars but I also think generic rounds are a very solid option that I've spoken about on my patreon as well because the premiums on Sovereign coins are really getting out of control and the premiums aren't going to come down unless we as a stacking Community simply say no to the premiums and stop buying silver coins for thirty dollars plus when it comes to your question on a war


with China my thoughts are that this war is economic and cyber in nature and by cyber I mean being fought with computers and I think we are already years into that war now how will that impact the price or value of metals well it could have positive impact on the price of metals if gold and silver make a partial return as money in line with what the brics alliance has started already talking about just last year and that would be triggered by an increase in demand for Metals once this was implemented


as for a real hot War well let's just hope for the men and women who serve in the military that it actually never comes to that because the results of that not only for them but for for the general population of the world would be absolutely catastrophic it is obvious that China is actually testing the capabilities of the United States right now whether it's with the balloon that was cited over Montana or with the objects actually that the U.S military shot down just this morning which were


flying over Canada it's clear they are testing the capabilities but at the end of the day I sincerely hope that both parties have no appetite for a hot War because as I said the consequences would simply be catastrophic that's it for this video please remember to subscribe for more content if you like videos like this and leave me a question if you have one you never know it just may appear in my next video until next time take care of yourselves and take care of each other and until we


see each other goodbye